Beautiful GMC vehicle on the road
The Moss Bros. GMC finance department is focused on ensuring your experience is truly exceptional. Our knowledgeable and experienced finance managers are dedicated to the people and families of the Inland Empire, always following our motto "to not only meet, but exceed customer expectations." That means ensuring our customers are matched to the right finance program at the most competitive rates.

Finance Application

Automotive financing is an essential part of the car-shopping process for nearly every shopper. No matter your credit situation, we can help get you pre-approved for automotive financing. Start the process here, online, and save time with our online finance application. 
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Financing Your GMC in Moreno Valley

Our Finance Knowledge Center is designed to simplify the process. Whether you're leasing or buying, Moss Bros. GMC has tools and resources to guide you.

Online Tools for Smarter Financing

Get started with our Value Your Trade Tool or Apply for GMC Financing Online.

Exclusive GMC Incentives and Programs

Don't miss the latest GMC Incentives to lower your monthly payments and maximize your budget.

Car buyers in Moreno Valley, Riverside, and Perris appreciate having local financing experts nearby. Located off Alessandro Blvd, Moss Bros. GMC is easy to reach for tailored GMC financing solutions.

Frequently Asked Questions About Financing

Can I get pre-approved for financing online before visiting a dealership?

Yes, you can apply online on our website. You can start your Car Loan Finance Application here.

Do you work with buyers who have bad credit or no credit history?

Yes, we work closely with a large number of lenders. Many of them specialize in helping customers establish or re-establish their credit.

What credit score do I need to finance a vehicle?

With our extensive network of lending partners, we can help secure financing for customers with a wide range of credit scores. Some lenders even offer loan programs for buyers with no established credit score.

What's the difference between financing and leasing?

When you finance a vehicle, you make monthly payments over an agreed term until you own the vehicle outright. Leasing works differently by deferring a portion of the vehicle's value until the end of the lease term. This typically results in lower monthly payments, but a balance remains at the end of the lease. At that point, you can finance the remaining balance or return the vehicle to the dealership.

How much should I put down on a vehicle?

We can often secure financing with as little as zero down. You can also check out our GMC Incentives Page to see current finance offers.

Can I use my trade-in as a down payment?

Yes. Trade-ins are welcome, and if your vehicle has positive equity, it can be applied toward your down payment. You can also use our Trade-in Appraisal Tool to estimate your vehicle's value.

How long can I finance a GMC?

We work with lenders that offer financing terms of up to 96 months, depending on your qualifications and the vehicle.

What information do I need to apply for financing?

Our online credit application asks for basic information, including your name, address, Social Security number, date of birth, employer, and income.

How does financing a vehicle work at Moss Bros. GMC in Moreno Valley?

After you complete our online credit application, we electronically submit your information to a network of lenders serving Moreno Valley, Riverside, and the greater Inland Empire that best fit your financing needs. Once approved, the lender determines your loan terms, including the interest rate, loan length, and monthly payment.

Can I pay off my auto loan early?

Yes. All of our lending partners allow you to pay off your auto loan early without any prepayment penalties.

How do I check current financing and lease specials?

Visit our current GMC offers page to compare financing and lease incentives by model.

Sales Department Hours

  • Monday 7:00 am - 9:00 pm
  • Tuesday 7:00 am - 9:00 pm
  • Wednesday 7:00 am - 9:00 pm
  • Thursday 7:00 am - 9:00 pm
  • Friday 7:00 am - 9:30 pm
  • Saturday 7:00 am - 9:30 pm
  • Sunday 9:30 am - 9:00 pm